10 Retirement Stocks That You Should Already Own


They're great holdings for after you stop adding to your nest egg, but they also help grow that nest egg



Some might ask, why are you investing so prudently now? Most investors say they want to build the biggest nest egg they can to fund the best possible retirement when that time comes. Once that day arrives, then they’ll change their portfolio to focus less on growth and more on income.

The irony is, the stable stocks best suited to reliably fund a retirements are largely the same stocks you should arguably already own leading up to your retirement; consistency is crucial as you chip away at your financial goals.

To that end, here’s a run-down of retirement stocks you should probably already own even before you make working at a job a thing of the past. Separately or collectively, they provide a nice balance of growth and income, as well as a comfortable balance of risk and reward.

In most cases dividend — and dividend growth — is in the cards, yet not necessarily at the expense of capital appreciation as well. You’ll need that too, as inflation can and often does outpace marketwide dividend yields.


5 Cheap Dividend Stocks With Growing Payouts

There are still a few cheap stocks out there that also provide dividends




Cheap dividend stocks have increased in demand ever since the financial crisis. To save the economy and the markets, the Federal Reserve repeatedly lowered interest rates. As a result, safer investments like bonds and Treasuries ended up yielding next to nothing. And so, retirement investors and income investors moved further out on the risk curve, buying up dividend stocks in the hunt for yield.

Now the stock market is overvalued, and many dividend stocks are too. Having a 4% dividend means nothing if the stock falls by 30%. Thus, income investors should try to find dividends stocks that are already relatively cheap and are also growing dividends.

One of the strategies of The Liberty Portfolio, my stock advisory newsletter, is to seek out cheaper stocks in Benjamin Graham fashion. It gives you less chance of losing your capital. If those stocks pay dividends, so much the better.

Here are five possible cheap dividend stocks for your portfolio:




Week's Most Significant Insider Trades: February 19 - 23, 2018



Disposals:


AFLAC Incorporated (NYSE:AFL) Chairman Daniel P. Amos sold 24,983 shares of the company’s stock in a transaction that occurred on Friday, February 16th. The shares were sold at an average price of $89.77, for a total transaction of $2,242,723.91. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink. Shares of AFLAC Incorporated (AFL) traded down $0.71 on Tuesday, reaching $88.92. 2,280,000 shares of the company traded hands, compared to its average volume of 2,780,000. AFLAC Incorporated has a fifty-two week low of $70.34 and a fifty-two week high of $91.73. The firm has a market capitalization of $34,960.00, a PE ratio of 8.08, a price-to-earnings-growth ratio of 2.34 and a beta of 1.01. The company has a debt-to-equity ratio of 0.22, a current ratio of 0.07 and a quick ratio of 0.07. Read more …

C.H. Robinson Worldwide Inc (NASDAQ:CHRW) insider James Lemke sold 4,346 shares of the company’s stock in a transaction that occurred on Thursday, February 15th. The stock was sold at an average price of $92.75, for a total value of $403,091.50. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this link. C.H. Robinson Worldwide Inc (NASDAQ:CHRW) traded down $2.65 during trading hours on Tuesday, hitting $89.97. The stock had a trading volume of 1,204,381 shares, compared to its average volume of 1,810,855. The stock has a market capitalization of $12,820.00, a price-to-earnings ratio of 25.78, a PEG ratio of 2.40 and a beta of 0.46. C.H. Robinson Worldwide Inc has a 52-week low of $63.41 and a 52-week high of $100.18. The company has a debt-to-equity ratio of 0.53, a quick ratio of 1.24 and a current ratio of 1.26. Read more …

Tyson Foods, Inc. (NYSE:TSN) Director Gaurdie E. Jr. Banister sold 7,800 shares of the company’s stock in a transaction on Thursday, February 15th. The stock was sold at an average price of $75.56, for a total transaction of $589,368.00. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Shares of Tyson Foods, Inc. (NYSE:TSN) traded up $0.03 during trading hours on Tuesday, hitting $76.04. 640,657 shares of the company were exchanged, compared to its average volume of 2,213,056. The company has a quick ratio of 0.70, a current ratio of 1.51 and a debt-to-equity ratio of 0.74. The stock has a market cap of $27,830.00, a P/E ratio of 15.34, a P/E/G ratio of 1.03 and a beta of 0.17. Tyson Foods, Inc. has a 52 week low of $57.20 and a 52 week high of $84.65. Read more …

Michael Kors Holdings Ltd (NYSE:KORS) Director M William Benedetto sold 4,000 shares of the business’s stock in a transaction that occurred on Friday, February 16th. The stock was sold at an average price of $63.94, for a total transaction of $255,760.00. The transaction was disclosed in a filing with the SEC, which is available at this hyperlink. Michael Kors Holdings Ltd (NYSE KORS) traded up $0.07 during mid-day trading on Tuesday, hitting $63.97. 3,731,451 shares of the stock traded hands, compared to its average volume of 2,561,981. The stock has a market cap of $9,740.00, a P/E ratio of 18.54, a P/E/G ratio of 2.04 and a beta of 0.08. The company has a debt-to-equity ratio of 0.48, a current ratio of 2.00 and a quick ratio of 1.06. Michael Kors Holdings Ltd has a fifty-two week low of $32.38 and a fifty-two week high of $69.95. Read more …

Notable Analyst Upgrades and Downgrades for Week of February 19, 2018



Upgrades:


American Electric Power (NYSE:AEP) was upgraded by Guggenheim from a “sell” rating to a “neutral” rating in a research note issued to investors on Tuesday. A number of other brokerages have also recently commented on AEP. Zacks Investment Research cut American Electric Power from a “hold” rating to a “sell” rating in a research note on Tuesday, December 12th. Morgan Stanley raised American Electric Power from an “equal weight” rating to an “overweight” rating and set a $83.00 price target on the stock in a research note on Wednesday, December 13th. ValuEngine raised American Electric Power from a “hold” rating to a “buy” rating in a research note on Tuesday, November 14th. Royal Bank of Canada reaffirmed a “hold” rating and issued a $74.00 price target on shares of American Electric Power in a research note on Monday, October 30th. Finally, Bank of America began coverage on American Electric Power in a research note on Tuesday, October 24th. They issued a “buy” rating and a $79.00 price target on the stock. One research analyst has rated the stock with a sell rating, six have issued a hold rating and eleven have assigned a buy rating to the company’s stock. The company currently has an average rating of “Buy” and an average target price of $74.36. Read more …

Baxter International (NYSE:BAX) was upgraded by investment analysts at Deutsche Bank from a “hold” rating to a “buy” rating in a note issued to investors on Tuesday. The brokerage presently has a $80.00 target price on the medical instruments supplier’s stock. Deutsche Bank’s target price would indicate a potential upside of 19.33% from the stock’s previous close. A number of other analysts have also recently issued reports on BAX. Barclays raised their price objective on Baxter International from $73.00 to $77.00 and gave the company an “overweight” rating in a research report on Friday, February 2nd. Citigroup raised their price objective on Baxter International from $66.00 to $70.00 and gave the company a “neutral” rating in a research report on Tuesday, February 6th. BMO Capital Markets raised their price objective on Baxter International from $74.00 to $77.00 and gave the company an “outperform” rating in a research report on Friday, February 2nd. Zacks Investment Research raised Baxter International from a “sell” rating to a “hold” rating in a research report on Thursday, January 4th. Finally, Royal Bank of Canada reaffirmed a “hold” rating and issued a $72.00 price objective on shares of Baxter International in a research report on Friday, February 2nd. Seven analysts have rated the stock with a hold rating, nine have assigned a buy rating and two have given a strong buy rating to the company. The company has an average rating of “Buy” and an average price target of $71.00. Read more…

Chevron (NYSE:CVX) was upgraded by investment analysts at BNP Paribas from an “underperform” rating to a “neutral” rating in a research note issued to investors on Friday. Other equities analysts also recently issued reports about the company. Vetr downgraded Chevron from a “buy” rating to a “hold” rating and set a $134.35 price objective for the company. in a research report on Thursday, January 11th. Credit Suisse Group assumed coverage on Chevron in a research report on Monday, December 11th. They set a “neutral” rating and a $123.00 price objective for the company. Jefferies Group restated a “buy” rating and set a $140.00 price objective on shares of Chevron in a research report on Wednesday, December 20th. Citigroup raised their price objective on Chevron from $118.00 to $128.00 and gave the stock a “buy” rating in a research report on Monday, October 30th. Finally, Zacks Investment Research upgraded Chevron from a “hold” rating to a “buy” rating and set a $140.00 price objective for the company in a research report on Wednesday, December 27th. Two equities research analysts have rated the stock with a sell rating, nine have assigned a hold rating, sixteen have given a buy rating and one has given a strong buy rating to the company’s stock. The stock has a consensus rating of “Buy” and a consensus price target of $130.30. Read more …

Devon Energy (NYSE:DVN) was upgraded by stock analysts at KLR Group from a “hold” rating to a “buy” rating in a research note issued to investors on Friday. Other research analysts also recently issued research reports about the stock. Capital One Financial downgraded shares of Devon Energy from an “overweight” rating to an “equal weight” rating in a report on Wednesday, January 10th. Credit Suisse Group began coverage on shares of Devon Energy in a report on Monday, December 11th. They set an “outperform” rating and a $43.00 price target on the stock. Sanford C. Bernstein set a $35.00 price target on shares of Devon Energy and gave the company a “hold” rating in a report on Thursday. Cowen set a $40.00 price target on shares of Devon Energy and gave the company a “buy” rating in a report on Tuesday, October 31st. Finally, Citigroup restated a “buy” rating and set a $44.00 price target on shares of Devon Energy in a report on Tuesday, November 28th. One analyst has rated the stock with a sell rating, four have given a hold rating, sixteen have assigned a buy rating and one has issued a strong buy rating to the stock. The stock presently has an average rating of “Buy” and a consensus target price of $47.56. Read more …


Downgrades:


Citigroup cut shares of BHP Billiton (NYSE:BHP) from a buy rating to a neutral rating in a report released on Wednesday morning. A number of other research analysts have also recently weighed in on BHP. Zacks Investment Research cut shares of BHP Billiton from a buy rating to a hold rating in a report on Tuesday, December 12th. JPMorgan Chase & Co. upgraded shares of BHP Billiton from an underweight rating to a neutral rating in a report on Thursday, December 14th. Cowen lifted their price objective on shares of BHP Billiton from $45.00 to $52.00 and gave the company a market perform rating in a report on Wednesday, January 10th. Sanford C. Bernstein cut shares of BHP Billiton from an outperform rating to a market perform rating and dropped their price objective for the company from $49.55 to $47.00 in a report on Monday, January 22nd. Finally, Deutsche Bank cut shares of BHP Billiton from a buy rating to a hold rating in a report on Tuesday. They noted that the move was a valuation call. Five analysts have rated the stock with a sell rating, nine have issued a hold rating, four have given a buy rating and one has assigned a strong buy rating to the company’s stock. BHP Billiton has an average rating of Hold and a consensus target price of $38.97. Read more …

United Parcel Service (NYSE:UPS) was downgraded by stock analysts at Deutsche Bank from a “buy” rating to a “hold” rating in a research note issued on Thursday, The Fly reports. Other equities analysts have also issued reports about the company. Credit Suisse Group reissued a “hold” rating and set a $137.00 price target on shares of United Parcel Service in a research report on Wednesday, January 17th. Goldman Sachs Group began coverage on United Parcel Service in a research report on Monday, November 13th. They issued a “buy” rating and a $148.00 target price on the stock. BMO Capital Markets upped their target price on United Parcel Service from $115.00 to $128.00 and gave the company a “market perform” rating in a research report on Friday, October 27th. Zacks Investment Research raised United Parcel Service from a “hold” rating to a “strong-buy” rating and set a $150.00 target price on the stock in a research report on Thursday, February 1st. Finally, Vetr raised United Parcel Service from a “sell” rating to a “hold” rating and set a $116.85 target price on the stock in a research report on Tuesday, December 26th. Two analysts have rated the stock with a sell rating, thirteen have assigned a hold rating, seven have assigned a buy rating and one has assigned a strong buy rating to the stock. The company currently has a consensus rating of “Hold” and an average target price of $126.47. Read more …




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Bill Gates’ Portfolio: Reviewing One Of The Wealthiest Man’s Dividend Stocks – February 2018 Update

Bill Gates is the second wealthiest man on the planet with a net worth in excess of $90 billion.




Just like you and me, Bill wants to earn a return on his pile of cash. Of the 17 publicly-traded companies held in the Bill & Melinda Gates Foundation Trust, 12 pay dividends.

In this article, I track and analyze changes in Bill Gates’ portfolio of dividend stocks.

The fourth quarter of 2017 was uneventful. No new companies were added to the portfolio, and all of the trust’s existing core holdings were largely unchanged.

Gates’ trust trimmed its position in Microsoft (MSFT) by 14%. Microsoft appeared as a new position in the second quarter of 2017 and was likely transferred from Bill Gates’ direction ownership to his trust instead, so you can’t read much into this activity.

The only other move in the trust was a 7% decrease in its shares of Berkshire Hathaway. Similar to Microsoft, the trust’s stake in Warren Buffett’s company has fluctuated up and down each quarter, so these trades are likely being driven by non-fundamental reasons.

Before analyzing the portfolio’s holdings, let’s review the trust’s investment strategy.

Bill Gates’ portfolio is managed by Michael Larson, who has overseen Bill Gates’ personal wealth since 1994.




Top 10 Canadian Stocks For A Retiree’s Portfolio



Last week, I discussed the difference between a retirement portfolio and a retiree’s portfolio. There is a big difference between investing for the future and withdrawing from this investment to live. I put my portfolio on fast forward and took a look at trades I would do to make the switch toward a retire-ready portfolio. I was quite surprised to see how different both portfolios were.

The point is that you must think about withdrawing money once you retire. Therefore, you need cash ready to be withdrawn, and you need a strong portfolio paying a healthy dividend to support your lifestyle as much as possible. In a perfect world, we would all live off our dividend and give this well-built nest egg to our children. But the reality is otherwise.

To conclude this reflection on portfolio management, I’ve done some research and handpicked my top 10 Canadian dividend stocks for retirees. I could have selected the 6 big banks, 3 telecoms, and 1 energy stock, and I would have been done within seconds. I’m actually starting with 2 banks and 2 telecoms, but I tried my best to build a solid portfolio with more options.




5 Dividend Growers That Are About to Erupt



Dividend Aristocrats – those companies that have improved their payouts annually for 50 years or more – have a mixed reputation. Sure, they’re great for dividend growth, but the likes of Coca-Cola and Procter & Gamble give off the impression that price returns can be difficult to come by.

But dividend growth and actual performance don’t have to be an either/or proposition. Today, I want to show you five dividend growth stocks that will prove just that.

Why would any investor think poorly of the height of dividend nobility? After all, the ability to crank out more cash every year without interruption for half a century is a testament to not just a company’s market-share dominance and fiscal responsibility, but also the agility to survive and remain relevant across decades of market and economic shudders.

Coca-Cola is exactly what can happen within the ranks of the Dividend Aristocrats, and why membership in this “elite” group shouldn’t be considered an automatic seal of approval. Yes, Coca-Cola remains the most dominant brand in soda, with Diet Coke sitting at (a distant) No. 2. But KO also has found itself in the unenviable position of ruling a slowly dying area of the market, without the diversification of a PepsiCo, which also deals in snacks. As a result, both its shares and its dividend growth have lagged the broader market, as represented above by the SPDR S&P 500 ETF.

That said, there are dividend growth stocks with exciting prospects at the moment. They are squarely positioned to benefit from several mega-trends that are unfolding as we speak. Here’s a look:




7 Dividend Achievers With Big Income Potential



There is an old Wall Street maxim that the safest dividend is the one that’s just been raised. Which is why if you’re not familiar with Dividend Achievers, you should be.

You can always find that occasional company that continued raising its dividend right up until it cut it (Kinder Morgan in 2015). But generally speaking, it’s safe to say that a dividend stock aggressively raising its payout is a healthy company and one that is justifiably confident about its future.

Earnings per share can be aggressively manipulated, as can reported revenues. Even the cash flow statement can be suspect because it ultimately pulls most of its key data points from the income statement, which can be a work of creative fiction.

Paying a dividend requires actual cash on hand. And a dividend hike implies that management is confident that there will be a lot more cash coming down the pipeline to support a higher dividend in the quarters ahead.

But even when it comes to dividends, you have to look out for chicanery and focus on quality. That means paying the dividend out of real profits and cash flows, not debt or new share issuance. As forensic accountant John Del Vecchio, co-manager of the AdvisorShares Ranger Equity Bear ETF (HDGE), says, “Dividends are a distribution of profits; a way for a company to reward its patient shareholders. But a dividend paid from debt or equity proceeds isn’t a dividend at all, but rather a return of capital. Don’t be fooled by a company returning your own money to you while calling it a dividend.”

Today, we’re going to take a look at Dividend Achievers – companies with a history of raising their annual dividends for a minimum of 10 consecutive years – that aren’t just providing token upticks. The idea is that we’re limiting our pool to stable companies with a long history of safely delivering the goods, but that also are well-positioned for growth in the immediate future.



5 REITs With Yields Of Up to 9.9% To Sell Immediately



Real estate investment trusts (REITs) are one of the market’s best sources of high yield. But they can also be one of its searing sources of heartburn.

For your sanity’s sake, and for the good of your retirement savings, avoid the five high-yielding REITs I’m going to warn you about today. Then reinvest that money into the sure-fire 8% yielders I’ll highlight after that.

REITs are set up, by design, to be income powerhouses. That’s the deal. They get to evade Uncle Sam, and in return, they have to funnel the lion’s share of their profits to shareholders. But a mandate only goes so far – if a REIT has less cash to redistribute, simple math says you and I suffer.

My latest warning tale comes from up north, where Boardwalk REIT – an apartment owner across Alberta, Ontario and Quebec, among other provinces – pulled the rug out from underneath its shareholders.

Boardwalk was a safe bet for some time, making more than 150 consecutive monthly distributions since its 2004 IPO. However, the company’s profitability suffered amid a nearly two-year economic downturn in Alberta, and its funds from operations (FFO) dipped so far that they weren’t keeping up with the dividend payments.

Investors who had been paying attention were already heading for the exits.

But buy-and-holders thinking Boardwalk was safe had their illusion dashed in November 2017 by a 56% cut to that monthly dividend.




Week's Most Significant Insider Trades: February 12 - 16, 2018



Disposals:


C.H. Robinson Worldwide Inc (NASDAQ:CHRW) CEO John Wiehoff sold 13,946 shares of the stock in a transaction on Thursday, February 8th. The shares were sold at an average price of $92.08, for a total transaction of $1,284,147.68. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. C.H. Robinson Worldwide Inc (NASDAQ CHRW) opened at $92.43 on Thursday. The company has a market cap of $12,955.34, a PE ratio of 26.64, a PEG ratio of 2.40 and a beta of 0.46. C.H. Robinson Worldwide Inc has a 1-year low of $63.41 and a 1-year high of $100.18. The company has a current ratio of 1.26, a quick ratio of 1.24 and a debt-to-equity ratio of 0.53. Read more …

Leggett & Platt, Inc. (NYSE:LEG) CFO Matthew C. Flanigan sold 10,061 shares of the company’s stock in a transaction that occurred on Thursday, February 8th. The stock was sold at an average price of $45.78, for a total value of $460,592.58. Following the sale, the chief financial officer now owns 102,615 shares in the company, valued at approximately $4,697,714.70. The sale was disclosed in a filing with the SEC, which can be accessed through this link. Shares of Leggett & Platt, Inc. (NYSE LEG) opened at $44.93 on Thursday. Leggett & Platt, Inc. has a 12 month low of $42.00 and a 12 month high of $54.97. The stock has a market capitalization of $5,855.04, a P/E ratio of 21.09, a PEG ratio of 1.44 and a beta of 0.92. The company has a debt-to-equity ratio of 0.92, a quick ratio of 1.23 and a current ratio of 1.84. Read more …

BlackRock, Inc. (NYSE:BLK) Director Jeff A. Smith sold 2,500 shares of the firm’s stock in a transaction on Monday, February 12th. The shares were sold at an average price of $526.93, for a total value of $1,317,325.00. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this link.
Jeff A. Smith also recently made the following trade(s):
On Wednesday, February 7th, Jeff A. Smith sold 1,250 shares of BlackRock stock. The shares were sold at an average price of $536.57, for a total value of $670,712.50.
On Tuesday, January 16th, Jeff A. Smith sold 425 shares of BlackRock stock. The shares were sold at an average price of $565.96, for a total value of $240,533.00.
BlackRock, Inc. (NYSE:BLK) insider Mark Mccombe sold 2,000 shares of the firm’s stock in a transaction that occurred on Monday, February 12th. The stock was sold at an average price of $520.64, for a total transaction of $1,041,280.00. The sale was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Shares of BlackRock, Inc. (NYSE BLK) opened at $521.27 on Wednesday. BlackRock, Inc. has a 52-week low of $368.00 and a 52-week high of $594.52. The company has a debt-to-equity ratio of 1.09, a current ratio of 2.89 and a quick ratio of 2.89. The stock has a market cap of $84,610.35, a price-to-earnings ratio of 17.20, a P/E/G ratio of 1.41 and a beta of 1.76. Read more …

Notable Analyst Upgrades and Downgrades for Week of February 12, 2018



Upgrades:


Nomura upgraded shares of American Express (NYSE:AXP) from a neutral rating to a buy rating in a report published on Monday, MarketBeat Ratings reports. Nomura currently has $108.00 price target on the payment services company’s stock. Other research analysts have also recently issued research reports about the company. Barclays lifted their target price on American Express from $112.00 to $119.00 in a research report on Friday, January 19th. Zacks Investment Research upgraded American Express from a hold rating to a buy rating and set a $107.00 target price on the stock in a research report on Wednesday, November 1st. Bank of America lifted their target price on American Express from $102.00 to $106.00 and gave the company a buy rating in a research report on Thursday, October 19th. Oppenheimer set a $99.00 target price on American Express and gave the company a buy rating in a research report on Thursday, October 19th. Finally, Keefe, Bruyette & Woods reiterated a buy rating and issued a $116.00 target price on shares of American Express in a research report on Friday, December 22nd. Two research analysts have rated the stock with a sell rating, sixteen have assigned a hold rating and thirteen have given a buy rating to the stock. American Express has an average rating of Hold and an average price target of $102.68. Read more …

Cisco Systems (NASDAQ:CSCO) was upgraded by equities researchers at Nomura from a “neutral” rating to a “buy” rating in a research report issued to clients and investors on Monday, Marketbeat Ratings reports. The firm presently has a $33.00 price objective on the network equipment provider’s stock. Nomura’s price objective would indicate a potential downside of 18.72% from the stock’s previous close. Several other brokerages also recently commented on CSCO. Royal Bank of Canada reissued a “buy” rating and issued a $36.00 price target on shares of Cisco Systems in a report on Wednesday, November 15th. BidaskClub raised shares of Cisco Systems from a “buy” rating to a “strong-buy” rating in a report on Friday, January 5th. Vetr raised shares of Cisco Systems from a “buy” rating to a “strong-buy” rating and set a $44.13 price target for the company in a report on Monday, February 5th. ValuEngine raised shares of Cisco Systems from a “hold” rating to a “buy” rating in a report on Friday, February 2nd. Finally, Wells Fargo & Co reissued an “outperform” rating and issued a $42.00 price target on shares of Cisco Systems in a report on Tuesday, November 14th. Eleven research analysts have rated the stock with a hold rating, twenty-four have assigned a buy rating and two have assigned a strong buy rating to the company. The company currently has a consensus rating of “Buy” and an average price target of $40.19. Read more …

Molson Coors Brewing (NYSE:TAP) was upgraded by equities research analysts at Credit Suisse Group from a “neutral” rating to an “outperform” rating in a research note issued on Monday, Marketbeat Ratings reports. The firm presently has a $96.00 target price on the stock, up from their previous target price of $94.00. Credit Suisse Group’s target price suggests a potential upside of 17.83% from the company’s previous close. TAP has been the subject of a number of other reports. Morgan Stanley assumed coverage on shares of Molson Coors Brewing in a report on Tuesday, January 9th. They issued an “equal weight” rating and a $88.00 target price for the company. Berenberg Bank upgraded shares of Molson Coors Brewing from a “sell” rating to a “hold” rating and set a $78.00 target price for the company in a report on Thursday, February 8th. BMO Capital Markets assumed coverage on shares of Molson Coors Brewing in a report on Monday, February 5th. They issued an “outperform” rating and a $95.00 target price for the company. Citigroup lowered their target price on shares of Molson Coors Brewing from $106.00 to $102.00 and set a “buy” rating for the company in a report on Friday, November 3rd. Finally, Stifel Nicolaus restated a “buy” rating and issued a $116.00 target price on shares of Molson Coors Brewing in a report on Friday, December 22nd. Eight analysts have rated the stock with a hold rating, seven have given a buy rating and one has issued a strong buy rating to the stock. The stock presently has an average rating of “Buy” and an average target price of $96.61. Read more …

3 Dividend Stocks to Buy on Sale

Pay less for stocks that pay you.




Market pullbacks aren't all that fun for investors who don't have much cash on the sidelines. But for those who have plenty of dry powder and are looking for better bargains, market pullbacks can be great. And that's especially the case for buying dividend stocks, because lower stock prices push their yields higher.

Three solid dividend stocks that you can buy on sale right now are Pfizer (NYSE:PFE), Verizon Communications (NYSE:VZ), and Wells Fargo (NYSE:WFC). Here's what makes these three stand out.



Can This 7% Yield Possibly Be Safe?

This Monthly Dividend Stock Yields 7%



Over the past decade, few businesses have paid out higher yields than business development corporations (BDCs).

Big banks have turned their back on small-town America. With all of the new regulations, bankers only want to lend to their largest customers.

That’s good news for BDCs, as these firms have rushed in to close the gap left in the marketplace. And with little in the way of competition, lenders have earned themselves outsized profits.


One such example is Main Street Capital Corporation (NYSE:MAIN). The company has craved out a lucrative niche, offering customized loans to mid-sized businesses. Income investors have also taken notice, given shares pay out a dividend yield over seven percent.

Of course, eyebrows go up any time you see such a big distribution. So can Main Street Capital maintain such a generous dividend? Let’s dig into the financials.




3 Top Tech Dividend Stocks to Buy Now

These three tech stocks present an attractive combination of income generation and growth potential.



If you're on the hunt for stocks that offer hefty dividends and market-beating growth prospects, there's no better place to look than the technology sector. That's a relatively recent development and one that might surprise some investors.


Dividend-paying tech stocks used to be something of a rarity, but there's no longer a shortage of companies in the sector that offer sizable payouts. In many cases, these companies have turned to dividends in order to compensate for slowing growth or difficult transitional periods. However, some of these businesses will be able to bounce back and better tap in to tech sector momentum -- paving the way for a combination of capital appreciation and income generation. With that in mind, here's why IBM (NYSE:IBM), Cisco Systems (NASDAQ:CSCO), and Seagate Technology (NASDAQ:STX) are top dividend plays in the tech sector.




The Best Dividend Reinvestment Plans For 2018


DRIPs, offered by more than 650 companies, are programs that allow current shareholders to purchase stock directly from a company, bypassing the broker and brokerage commissions. (Individuals typically interact with a transfer agent, an entity a company hires to administer its dividend reinvestment plan.)

Investors purchase shares with dividends that the company reinvests for them in additional shares. Most dividend reinvestment plans also permit investors to make voluntary cash payments directly into the plans to purchase shares. In some cases, companies charge no fees for purchasing stocks through DRIPs, and those that do charge only a nominal fee. 

Another benefit is that investors buy full and fractional shares of stock, thus putting all of their investment funds to work. Finally, the plans are perfect for investors with a small amount of investment funds. Indeed, minimum investments in most plans are $250 or less.

DRIPs may differ dramatically from one company to another. For example, although most DRIPs require shareholders to own only one share in order to enroll, others may require investors to own as many as 50 shares in order to be eligible. And some DRIPs will allow any investor to buy even initial shares directly.

Companies and their transfer agents do their best to help dividend reinvestment plan participants keep track of their investments. Investors receive statements, usually after each investment with dividends and optional cash payments. Make sure you keep track of this information, especially your cost basis for each purchase of stock.

This information is essential when you sell shares and need to determine your cost basis for tax purposes. Also, at the end of the year, companies send 1099 forms showing the amount of dividend income that was reinvested during the year. This information is important since such dividends are taxable income each year even though the dividends were reinvested in additional shares.




10 Retirement Stocks That You Should Already Own

They're great holdings for after you stop adding to your nest egg, but they also help grow that nest egg





Some might ask, why are you investing so prudently now? Most investors say they want to build the biggest nest egg they can to fund the best possible retirement when that time comes. Once that day arrives, then they’ll change their portfolio to focus less on growth and more on income.

The irony is, the stable stocks best suited to reliably fund a retirements are largely the same stocks you should arguably already own leading up to your retirement; consistency is crucial as you chip away at your financial goals.

To that end, here’s a run-down of retirement stocks you should probably already own even before you make working at a job a thing of the past. Separately or collectively, they provide a nice balance of growth and income, as well as a comfortable balance of risk and reward.

In most cases dividend — and dividend growth — is in the cards, yet not necessarily at the expense of capital appreciation as well. You’ll need that too, as inflation can and often does outpace marketwide dividend yields.




Week's Most Significant Insider Trades: Jan 29 - Feb 2, 2018



Disposals:


Procter & Gamble Co (NYSE:PG) insider Deborah P. Majoras sold 4,591 shares of the business’s stock in a transaction dated Friday, January 26th. The stock was sold at an average price of $87.48, for a total transaction of $401,620.68. The transaction was disclosed in a legal filing with the SEC, which is available through this link. Read more …
Procter & Gamble Co (NYSE:PG) insider Kathleen B. Fish sold 10,192 shares of the company’s stock in a transaction dated Wednesday, January 31st. The stock was sold at an average price of $86.97, for a total transaction of $886,398.24. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website
Procter & Gamble Co (PG) opened at $85.52 on Friday. The company has a market cap of $217,663.39 and a PE ratio of 22.95. The company has a quick ratio of 0.79, a current ratio of 0.94 and a debt-to-equity ratio of 0.41. Procter & Gamble Co has a fifty-two week low of $85.42 and a fifty-two week high of $94.67. Read more …

American Airlines Group Inc (NASDAQ:AAL) VP Derek J. Kerr sold 39,662 shares of the business’s stock in a transaction dated Monday, January 29th. The stock was sold at an average price of $52.77, for a total transaction of $2,092,963.74. Following the completion of the sale, the vice president now owns 429,046 shares in the company, valued at $22,640,757.42. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this link. American Airlines Group Inc (AAL) opened at $53.88 on Friday. The stock has a market cap of $25,780.00, a PE ratio of 13.78, a price-to-earnings-growth ratio of 1.15 and a beta of 0.99. The company has a quick ratio of 0.52, a current ratio of 0.61 and a debt-to-equity ratio of 5.73. American Airlines Group Inc has a 1-year low of $39.21 and a 1-year high of $59.08. Read more …

Raytheon (NYSE:RTN) VP Frank R. Jimenez sold 3,405 shares of the firm’s stock in a transaction dated Monday, January 29th. The stock was sold at an average price of $210.93, for a total value of $718,216.65. Following the completion of the sale, the vice president now directly owns 25,342 shares in the company, valued at $5,345,388.06. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Read more …
Raytheon (NYSE:RTN) VP Michael J. Wood sold 1,974 shares of the stock in a transaction that occurred on Friday, January 26th. The shares were sold at an average price of $208.07, for a total transaction of $410,730.18. Following the transaction, the vice president now owns 17,467 shares in the company, valued at $3,634,358.69. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link
Shares of Raytheon (NYSE:RTN) opened at $208.94 on Thursday. Raytheon has a 52-week low of $143.23 and a 52-week high of $212.69. The company has a debt-to-equity ratio of 0.48, a quick ratio of 1.46 and a current ratio of 1.54. The company has a market cap of $60,400.00, a P/E ratio of 30.11, a P/E/G ratio of 2.04 and a beta of 0.58. Read more …

PPL Corp (NYSE:PPL) insider Vincent Sorgi sold 10,274 shares of the business’s stock in a transaction dated Tuesday, January 30th. The stock was sold at an average price of $31.54, for a total value of $324,041.96. Following the transaction, the insider now owns 3,406 shares of the company’s stock, valued at $107,425.24. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this link. PPL Corp (PPL) traded up $0.45 on Wednesday, hitting $31.87. The stock had a trading volume of 6,988,243 shares, compared to its average volume of 7,220,000. PPL Corp has a 1 year low of $30.44 and a 1 year high of $40.20. The company has a debt-to-equity ratio of 1.79, a current ratio of 0.56 and a quick ratio of 0.48. The stock has a market cap of $21,940.00, a PE ratio of 14.42, a P/E/G ratio of 1.94 and a beta of 0.48. Read more …

Notable Analyst Upgrades and Downgrades for Week of January 29, 2018





Upgrades


Allergan (NYSE:AGN) was upgraded by analysts at Barclays from an “equal weight” rating to an “overweight” rating in a report issued on Monday. The brokerage currently has a $230.00 target price on the stock, up from their prior target price of $220.00. Barclays’ target price suggests a potential upside of 24.74% from the company’s current price. The analysts noted that the move was a valuation call. AGN has been the topic of a number of other research reports. Zacks Investment Research lowered shares of Allergan from a “hold” rating to a “sell” rating in a report on Tuesday, January 2nd. Deutsche Bank set a $251.00 target price on shares of Allergan and gave the stock a “buy” rating in a research report on Tuesday, October 17th. TheStreet downgraded shares of Allergan from a “c-” rating to a “d+” rating in a research report on Monday, December 4th. Piper Jaffray Companies set a $227.00 target price on shares of Allergan and gave the stock a “hold” rating in a research report on Friday, October 6th. Finally, JPMorgan Chase & Co. reissued a “buy” rating and issued a $275.00 target price on shares of Allergan in a research report on Monday, October 16th. Two research analysts have rated the stock with a sell rating, eight have given a hold rating and twelve have assigned a buy rating to the company’s stock. Allergan has a consensus rating of “Hold” and a consensus price target of $227.56. Read more …

Kinder Morgan (NYSE:KMI) was upgraded by stock analysts at Argus from a “hold” rating to a “buy” rating in a research report issued to clients and investors on Monday. The analysts noted that the move was a valuation call. Several other equities research analysts also recently weighed in on the company. Royal Bank of Canada restated a “hold” rating and set a $22.00 price target on shares of Kinder Morgan in a report on Wednesday, November 15th. Goldman Sachs Group downgraded Kinder Morgan from a “buy” rating to a “neutral” rating and increased their price objective for the company from $18.81 to $22.00 in a report on Tuesday, October 17th. Stifel Nicolaus dropped their price objective on Kinder Morgan from $25.00 to $22.00 and set a “buy” rating on the stock in a report on Tuesday, October 24th. Bank of America started coverage on Kinder Morgan in a report on Tuesday, January 9th. They issued a “neutral” rating on the stock. Finally, Morgan Stanley dropped their price objective on Kinder Morgan from $25.00 to $24.00 and set an “overweight” rating on the stock in a report on Friday, November 17th. Two equities research analysts have rated the stock with a sell rating, ten have assigned a hold rating and ten have issued a buy rating to the company. Kinder Morgan currently has an average rating of “Hold” and a consensus price target of $22.72. Read more …

Citigroup upgraded shares of Gilead Sciences (NASDAQ:GILD) from a neutral rating to a buy rating in a report released on Tuesday morning. Citigroup currently has $76.00 price target on the biopharmaceutical company’s stock, down from their previous price target of $88.80. Several other analysts have also weighed in on the stock. Vetr lowered shares of Gilead Sciences from a buy rating to a hold rating and set a $91.25 price objective for the company. in a report on Monday. Jefferies Group raised shares of Gilead Sciences from a hold rating to a buy rating and raised their price target for the company from $81.19 to $93.00 in a report on Friday, January 26th. Zacks Investment Research lowered shares of Gilead Sciences from a hold rating to a sell rating in a report on Thursday, January 18th. BidaskClub raised shares of Gilead Sciences from a sell rating to a hold rating in a report on Tuesday, January 16th. Finally, Wells Fargo & Co raised shares of Gilead Sciences from a market perform rating to an outperform rating and raised their price target for the company from $79.02 to $96.00 in a report on Tuesday, January 16th. One analyst has rated the stock with a sell rating, thirteen have given a hold rating and eighteen have issued a buy rating to the stock. Gilead Sciences currently has an average rating of Buy and a consensus target price of $85.58. Read more …

Foot Locker (NYSE:FL) was upgraded by stock analysts at Oppenheimer from a “market perform” rating to an “outperform” rating in a research note issued to investors on Wednesday. Several other research firms also recently issued reports on FL. Cowen set a $40.00 price objective on Foot Locker and gave the company a “hold” rating in a report on Saturday, November 18th. Zacks Investment Research upgraded Foot Locker from a “sell” rating to a “hold” rating in a report on Monday, October 23rd. Deutsche Bank upgraded Foot Locker from a “hold” rating to a “buy” rating and boosted their price objective for the company from $38.00 to $45.00 in a report on Friday, November 17th. Wells Fargo & Co set a $42.00 price objective on Foot Locker and gave the company a “hold” rating in a report on Monday, November 20th. Finally, Pivotal Research initiated coverage on Foot Locker in a report on Thursday, January 25th. They issued a “buy” rating and a $65.00 price objective on the stock. Two equities research analysts have rated the stock with a sell rating, twelve have assigned a hold rating and fifteen have assigned a buy rating to the company. The company currently has a consensus rating of “Hold” and a consensus target price of $56.04. Read more …

Duke Energy Corporation (DUK) Analysis


Duke Energy’s history dates back to the early 1900s, and the company is largest electric utility in the country today, serving approximately 7.5 million electric customers and 1.6 million gas customers across the Southeast and Midwest regions of the U.S.

A blend of residential (33%), commercial (30%), industrial (20%), and wholesale (17%) customers make up the company’s mix.

Regulated electric utilities account for 89% of Duke Energy’s earnings, but the company also has a fast-growing gas infrastructure and utilities business (8%) and a commercial portfolio of renewables (3%).

Management sold Duke Energy’s international energy business (which was 5% of earnings) in 2016 to reduce the firm’s earnings volatility and focus the company completely on its core domestic operations.

The company’s regulated utilities primarily rely on coal and oil (34%), nuclear (34%), and natural gas (28%) for its generation of electricity. Hydro and solar generate another 4% of the company’s total fuel.Duke Energy continues investing in cleaner power generation (e.g. natural gas), which has helped reduce its fuel mix of coal and oil from 61% in 2005 to under 35% today.

Many utility companies are essentially government regulated monopolies in the regions they operate in. Aside from in Ohio, all of Duke’s electric utilities operate as sole suppliers within their service territories, for example.

Power plants, transmission lines, and distribution networks cost billions of dollars to build and maintain in order to supply customers with power. Therefore, it isn’t economical to have more than one utility supplier in most regions because the base of customers is only so big relative to the investments required to provide them with electricity and gas.
Competition is further reduced by state utility commissions, which have varying degrees of power over the companies allowed to construct generating facilities.